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In California, workers’ compensation coverage can provide injured workers with a variety of benefits to assist them in their recovery process. However, many legitimate claims often get denied, and workers are paid much less than they deserve due to simple yet common mistakes. The attorneys at the Espinoza Law Group explain what mistakes you need to avoid when filing for a worker’s compensation claim and the ways an attorney can help you maximize the amount of benefits you may be eligible for.
What Are Some of the Most Common Worker’s Comp Claim Filing Mistakes?
When you are injured on the job or develop a job-related illness, you have the right to file a worker’s compensation claim to receive medical and disability benefits. However, many times, your claim may be delayed or denied due to a mistake or oversight.
One of the most common mistakes workers make is not reporting their injury immediately. It is crucial to report any work-related injuries or illnesses as soon as possible, even if it is a minor incident. Not reporting the injury in a timely manner can delay the claim process and potentially jeopardize your eligibility, as the insurance company may claim your injury is not serious enough or not job-related.
What Else Do You Need to Avoid When Filing a Worker’s Compensation Claim?
In addition, when filing a workers’ compensation claim, it is important to follow your doctor’s orders. This includes attending scheduled medical appointments, taking medications as prescribed, and refraining from engaging in activities that may hinder your recovery. You will also want to be careful about posting on social media, as the insurance company may monitor your activities, looking for any signs that may point to inconsistencies in your story or serve as evidence to prove that your injury is not as serious as you are claiming.
It is also important to provide clear and concise information about the injury and its cause. This includes a detailed description of the incident, the names of any witnesses, and any supporting documents such as medical records or photographs. Providing insufficient information can delay the claim process or even result in a denial of benefits.
What Happens If You Submit Insufficient Documentation?
Another common mistake is submitting insufficient documentation with the workers’ compensation claim. This may include medical records, medical bills, or any other relevant documents. A thorough documentation package will help support your claim and expedite the process.
In addition, accurate records are essential for a successful claim. Be sure to keep a detailed record of any medical treatments, medication, missed work days, or any other relevant documentation that can help substantiate your claim and provide the necessary evidence in the event the insurance company tries to deny your claim or end your benefits early.
Why Do You Need an Attorney for a Worker’s Comp Case?
While it is not necessary to retain legal representation for every workers’ compensation claim, it is generally recommended. A workers’ compensation attorney can provide valuable guidance, protect your interests, and assist you with the process of appealing a denied claim if necessary.
The reality is that worker’s compensation insurance companies are for-profit businesses that are invested in protecting their own profits and may go to great lengths to minimize their losses, even if that means taking advantage of an injured claimant when they need the most help. In other words, the worker’s comp insurance carrier is not necessarily on your side and will do what it can to close out your claim as cheaply and quickly as possible.
By working with a skilled worker’s compensation attorney, you can have the peace of mind of knowing your rights will be protected, as your attorney can look after your best interests, make sure your claim is submitted correctly without any missing documents, and ensure you are treated fairly by the insurance company. The attorneys at the Espinoza Law Group have represented countless injured workers across California, and they are ready to assist you with all your worker’s compensation legal matters. Contact the Espinoza Law Group at 213-667-0701.
